Terms and Conditions

Last Updated: March 1, 2025

These Terms and Conditions ("Terms") govern your use of the website and services provided by Peterson Insurance Solutions ("Company", "We", "Our"). By accessing or using our services, you agree to comply with and be bound by these Terms. Please read these Terms carefully before using our services.

1. Acceptance of Terms

By using the Peterson Insurance Solutions website or any services provided, you agree to abide by these Terms. If you do not agree to these Terms, you must refrain from using our website or services.

2. Services Provided

Peterson Insurance Solutions provides services related to health, life, dental, vision, accident, critical illness, and Medicare insurance. These services include, but are not limited to, helping individuals and businesses find suitable insurance plans, processing insurance applications, and providing general insurance consulting.

3. User Responsibilities

You are responsible for maintaining the confidentiality of any account information, including your login credentials, if applicable. You agree to notify us immediately if there is any unauthorized use of your account.

You also agree not to:

  • Use our services for any unlawful purposes or in any way that could harm the Company or its users.

  • Interfere with the operation of the service, including any hacking or attempts to alter the website.

  • Share false or misleading information during the use of our services.

4. Account Creation

To use certain features of our services, you may be required to create an account. By creating an account, you agree to provide accurate, complete, and up-to-date information. You are responsible for keeping your account information secure and up-to-date.

5. Privacy and Data Use

Our use of your personal data is governed by our Privacy Policy. By using our services, you consent to the collection, use, and disclosure of your personal data as outlined in our Privacy Policy.

6. Prohibited Uses

You are prohibited from:

  • Violating any applicable local, state, or international laws in connection with your use of the website.

  • Engaging in fraudulent activities, including the submission of false insurance applications.

  • Attempting to access other users' personal information or account details.

7. Intellectual Property

All content on the Peterson Insurance Solutions website, including but not limited to text, graphics, logos, trademarks, and software, is the property of Peterson Insurance Solutions or its licensors and is protected by copyright laws. You may not use any content from the website without our express written consent.

8. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Peterson Insurance Solutions. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. By using our services, you acknowledge and agree that Peterson Insurance Solutions is not responsible for any damage or loss caused by your use of third-party websites.

9. Disclaimers

Peterson Insurance Solutions makes no guarantees or warranties about the accuracy, reliability, or availability of the services. Our services are provided on an "as-is" and "as-available" basis.

We do not guarantee that the insurance plans we offer will be the most suitable for all users, nor do we guarantee that the plans available through the website will remain available or unchanged.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Peterson Insurance Solutions shall not be liable for any damages, whether direct, indirect, incidental, special, consequential, or punitive, arising from the use or inability to use the services, including any damages for loss of data or profits.

11. Termination

We may suspend or terminate your access to our services at any time without notice if we believe you have violated these Terms or engaged in any unlawful activity. Upon termination, you must immediately cease using our services and any content obtained through the website.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of the state of South Carolina, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts in South Carolina for any disputes related to these Terms.

13. Amendments

We reserve the right to modify or update these Terms at any time. Any changes to these Terms will be posted on this page, and the updated date will be reflected at the top of the page. You are advised to review these Terms periodically for any changes. Continued use of our services after the changes have been posted constitutes your acceptance of the updated Terms.

14. Contact Information

If you have any questions about these Terms or our services, please contact us at:

  • Email: info@petersoninsurancesolutions.com

  • Phone: 803-346-5848