Group Coverage & Employee Benefits

At Peterson Insurance Solutions, we design group health benefit packages that protect your employees, support their well-being, and strengthen your business. Whether you have a small team or a large workforce of up to 1,000 employees, we’ll help you create a plan that fits your needs, budget, and goals.

Why Group Benefits Matter

Group health benefits go beyond medical insurance—they show your employees that you value them. Offering quality benefits can:

  • Attract and retain top talent

  • Boost employee satisfaction and loyalty

  • Reduce absenteeism and improve productivity

  • Provide tax advantages for employers and employees

Our Group Benefit Options

Health Insurance
Comprehensive medical coverage so employees and their families can access essential healthcare services when they need them.

Dental & Vision Insurance
Coverage that promotes overall health, from preventive care to corrective treatment.

Life Insurance
Financial protection for employees’ loved ones in the event of death.

Short-Term & Long-Term Disability Insurance
Income replacement during illness or injury, helping employees focus on recovery.

Accident & Critical Illness Insurance
Supplemental coverage for unexpected health events, providing an extra layer of security.

COBRA & State Continuation

COBRA (Consolidated Omnibus Budget Reconciliation Act)
For groups with 20 or more employees, COBRA allows eligible employees and their dependents to continue health coverage for up to 18 months (or longer in certain situations, such as when a spouse becomes eligible for Medicare) after a qualifying event like job loss or reduced hours.

Mini-COBRA / State Continuation
For smaller groups (fewer than 20 employees), state continuation provides temporary health coverage after a qualifying event. This helps bridge the gap until new coverage begins and ensures ongoing care for medical needs.

How We Help Your Business

We go beyond just quoting plans:

  • Tailored Solutions: Custom plan design for your workforce size and needs.

  • Tax-Efficient Strategies: Maximize benefits while minimizing costs for both employer and employees.

  • Administrative Support: We handle the setup and help streamline ongoing plan management.

  • Employee Education: We make sure your team understands and values their benefits.

Let’s Create Your Perfect Group Plan
Whether you’re a growing startup or an established corporation, we’ll help you build a benefits package that enhances employee well-being and supports your company’s success.